Southern Nevada homeowner options
Your OptionsStart With Your Goal — Not a Sales Pitch.
Behind on the mortgage, facing foreclosure, dealing with a hardship or simply unsure whether you have enough equity to sell? There may be more than one path. Brad Wolfe and Mary Baca can help you understand the real-estate side of the situation so you can make your own decision.
Not every homeowner needs the same solution
Six Paths Worth Understanding
1. Keep Your Home
If keeping the property is your priority, retention options such as a loan modification or other servicer workout may deserve consideration first. Housing-counseling resources can also help homeowners understand available programs.
Housing counseling resources →2. Traditional Sale
If the property's expected sale proceeds are enough to pay the mortgage, liens and transaction costs, a normal sale may be simpler than a short sale.
Check your potential equity →3. Short Sale
If the expected proceeds are not enough to satisfy the mortgage and other approved costs, a lender-approved short sale may be one option to evaluate.
Learn about short sales →4. VA Compromise Sale
VA-backed homeowners facing hardship and insufficient equity may have additional considerations. The servicer and VA requirements are specific to the loan and transaction.
VA homeowner information →5. Sell As-Is
Major repairs or deferred maintenance do not automatically mean you must renovate before selling. Depending on the situation, the property may be marketed in its current condition.
Request a property review →6. Investor / Cash Sale
A cash or investor sale can sometimes offer speed or convenience, but it should be compared with open-market value and other available paths rather than treated as the only solution.
Compare the options →Want to keep your home?
Explore That First.
Our goal is not to convince every homeowner to sell. If keeping the home may be possible, start by understanding the mortgage situation, the servicer's available retention programs and qualified housing-counseling resources.
When legal, bankruptcy or tax questions are involved, the appropriate attorney or tax professional should provide that advice.
Already have a foreclosure sale date?
Time can matter. Tell Brad and Mary the date immediately and review your actual notices. Nevada Home Relief cannot guarantee that a sale will be postponed.
Call NowHow we help
Start With the Facts.
Your Goal
Keep the home, sell, relocate or simply understand what's happening.
Property
Review estimated value, condition and potential equity.
Mortgage
Understand balances, liens, delinquency and servicer status.
Timeline
Identify any NOD, trustee-sale date or other deadline.
You Decide
Compare the paths and decide what makes sense for you.
No obligation to list
Not Sure Which Option Fits?
A confidential property review is designed to help you understand the situation before you decide what to do next.